How To Save

Thanks to the introduction of managed competition, there are many ways to save money on your car insurance in Massachusetts.

MassDrive.com will match you to the discounts for your situation - keep in mind that some carriers will offer different discounts, depending on a variety of factors! In addition, two carriers may offer the same discounts, for instance, but the amount of that discount could vary from carrier to carrier.

The best way to find the carrier that offers the best discounts for you is to shop around. After all, law requires some discounts and others are optional for insurance carriers. We'll create a free quote for you today by visiting our Get a Quote page. Here are some of the ways in which you can save money on auto insurance in Massachusetts:

Mandatory Discounts

How old is the primary driver?

  • Discounts are issued if the primary driver is older than 65
  • Discounts are issued if the primary driver has more than six years of driving experience

How is the car used?

Cars used for personal reasons may have lower insurance rates than cars used for business or professional reasons

Does the car have passive restraints?

Automatic seatbelts? Airbags? You get a discount!

Does the car have an anti-theft system?

Vehicles with anti-theft systems receive insurance discounts in Massachusetts

Do you have more than one vehicle?

If you insure more than one vehicle with one insurance carrier in Massachusetts, you quality for the discount

Optional Discounts

These are the discounts that vary from carrier to carrier and are areas in which you can save a lot of money depending on your situation. They include:

  • Mileage on the car per year
  • Advanced Driver Training Programs
  • Use of public transportation
  • Good performance in school (for students)
  • Driver Training
  • Student Away at college or university
  • Daytime Running Lights on the vehicle
  • Years insured by the carrier
  • Years as licensed driver
  • New Vehicle
  • Multiple policies with the carrier (non-auto)
  • Enrollment Credits

As you can see, there are lots of ways to save. For more information, visit the Massachusetts Office of Consumer Affairs & Business Regulation website!